A movement is accomplished through the voices and actions of many. That
is why four national wireless service providers, spearheading the It Can Wait campaign, are urging people to share their commitment to never
text and drive with others on Drive 4 Pledges Day, September 19.
Individuals
can now sign up at ItCanWait.com to get resources that will help them
share their commitment on social media and personalize the movement on
the streets of their communities on key activation days. Aspiring to
create a social stigma around this dangerous habit of texting while
driving, Drive 4 Pledges Day will focus on getting individuals involved
in taking the pledge to never text and drive while encouraging others in
their community to do the same. These individuals will join AT&T,
Sprint, T-Mobile US, Inc., Verizon and more than 200 other organizations
by sharing their commitment not to text and drive while increasing
awareness of the dangers.
On September 19, Drive 4 Pledges Day, supporters of the movement are
called to help spread the word to their families, friends and
communities. Advocates will be encouraged to do things like change
their social profile photos and banner to It Can Wait graphics, and
share their personal pledge stories using the hashtag #ItCanWait.
Offline activations will include hosting pledge drives and distributing
posters in their schools, workplaces and neighborhoods. All materials
such as social graphics and posters will be available for download from ItCanWait.com.
Friday, September 6, 2013
Thursday, August 29, 2013
Stranger Danger Online: 10 Ways Predators Find Kids Online
With many parents online shopping it also means more adults with not
the same motives will be online also. Do your kids practice online
safety measures?
Children today are growing up with the Internet as a regular part of life, yet the World-Wide-Web was fairly new when their parents were young. Along with all the fun and informative things available to children online, a serious danger also lurks. Internet predators like to use the anonymity of the Internet, and are constantly on the lookout for innocent victims.
It’s important for parents to be aware of the ways sexual predators troll for kids online.
Here are 10 things to watch out for to keep your kids safe on the Internet.
Establish rules and guidelines for computer and cell phone use, and keep the computer in a common area easily observable by parents and siblings. Use online tools for privacy settings and set up parental alerts. Parental involvement is the key to protecting your children from online sexual predators.
Source: Nanny News Network
Children today are growing up with the Internet as a regular part of life, yet the World-Wide-Web was fairly new when their parents were young. Along with all the fun and informative things available to children online, a serious danger also lurks. Internet predators like to use the anonymity of the Internet, and are constantly on the lookout for innocent victims.
It’s important for parents to be aware of the ways sexual predators troll for kids online.
Here are 10 things to watch out for to keep your kids safe on the Internet.
- Online games – One place Internet predators connect with kids is online games. They will choose games that are popular with the age group they prefer and pose as other kids to foster a friendship with children. Predators will watch for gamer names that indicate the gender, location or other information that is useful to them.
- Chat rooms – Sexual predators will pose as kids in chat rooms that are popular with children. This is an easy way for them to garner information and target unsuspecting youngsters. Once they gain a child’s trust, they may try setting up a meeting in person.
- Facebook – Parents need to be very careful about whether or not they allow their children to have their own personal Facebook accounts. This is prime hunting grounds for Internet stalkers who target kids. It’s very easy for them to set up fake Facebook pages and “friend” teens and preteens.
- Twitter – Social media is a great way for pedophiles to connect with their victims, and Twitter is no exception. Many young people use tweeting as their primary form of communication, and predators know this and go where the kids are.
- Websites for kids – Parents may think websites like Disney and PBS Kids are safe for their children to frequent, but predators like to frequent them too. What better place is there to find lonely kids who want to chat?
- Instant messaging – Since emails will linger in an account until they’re deleted, Internet predators prefer to use instant messaging that disappears once the window is closed. This makes it harder for parents to monitor who’s talking to their kids and what they’re saying.
- MySpace – Some consider MySpace one of the worst sites for online predators who want to connect with children. The online surveys are fun to fill out, but they also provide lots of information that can be used to gain trust with unsuspecting youngsters.
- Pictures – Parents need to educate their children on how pictures posted online can be used by sexual predators. It helps them to identify kids who fit their personal preferences, and any picture posted online can be used and manipulated by anyone. Child pornographers are constantly monitoring the Internet for potentially suggestive photos of children.
- Target the vulnerable – Internet predators are constantly on the lookout for vulnerable children that they can exploit. Kids that are lonely, unhappy, who are having difficulty with school, or who have poor relationships with their parents are easy targets. They also like kids who are willing to keep secrets from their parents or other authorities.
- Use coded language – The shortcut language that kids use for texting makes it harder for parents to readily understand what they’re saying. Just glancing over their child’s shoulder, a text message can look like gobbledygook, so parents need to learn this coded language to help keep their kids safe. You better believe the Internet predators know exactly what texting shortcuts mean and how to use it to gain a child’s trust.
Establish rules and guidelines for computer and cell phone use, and keep the computer in a common area easily observable by parents and siblings. Use online tools for privacy settings and set up parental alerts. Parental involvement is the key to protecting your children from online sexual predators.
Source: Nanny News Network
Wednesday, August 21, 2013
Internet Addiction and Teen Depression
Depression is common among teenagers; each year, an estimated 2 million teens and preteens develop clinical depression,
and last year the federal government recommended that all teenagers be
screened for depression. So parents may want to note the link between “Internet addiction”
and depression, and keep a closer eye on children who depend on screen
time as a pacifier or mood stabilizer. A recent study also found a
correlation between video game use and ADHD. Like the “Internet
addiction” study, no causal link has been proven, but one-third of
children exceed the two hours of daily TV and computer screen time
recommended by the American Academy of Pediatrics. Setting limits on screen time— and enforcing them—can really help.
Before school opens, sit down with your teenager. Set limits, set boundaries and most importantly explain to your teen why it is important to stay healthy and how spending extended amount of time in front of a computer screen is not healthy. Explaining that depression is not only common in teens, it is also a growing problem in adults. The time is now to take care of their emotional health.
Signs of teenage depression:
Communication is key! Start talking today!
Before school opens, sit down with your teenager. Set limits, set boundaries and most importantly explain to your teen why it is important to stay healthy and how spending extended amount of time in front of a computer screen is not healthy. Explaining that depression is not only common in teens, it is also a growing problem in adults. The time is now to take care of their emotional health.
Signs of teenage depression:
- Sadness or hopelessness
- Irritability, anger, or hostility
- Tearfulness or frequent crying
- Withdrawal from friends and family
- Loss of interest in activities
- Changes in eating and sleeping habits
- Restlessness and agitation
- Feelings of worthlessness and guilt
- Lack of enthusiasm and motivation
- Fatigue or lack of energy
- Difficulty concentrating
- Thoughts of death or suicide
Communication is key! Start talking today!
Wednesday, August 14, 2013
30 Blogs to Get Kids Away from the TV
According to the Nielsen Company, the average kid watches
approximately four hours of television per day. When you add in
computer, tablet and cell phone usage, the amount of screen time goes up
to about 53 hours per week. The Mayo Clinic in Rochester, MN has said
that excessive screen time is a contributor to childhood obesity and
reduces kids’ ability to focus. Most parents would prefer their
children watch less television, but accomplishing this isn’t always
easy. Instead of going cold turkey, gradually reduce the amount of time
your child watches TV.
These 30 blog articles are full of activities your child can do to replace their normal screen time.
Exercise
The rise in childhood obesity is one of the major reasons that doctors want to reduce the amount of television time that kids engage in. Instead of watching television, try to get your kids involved in some sort of exercise. Exercising doesn’t have to mean going for a run or participating in a sport; you can get your kids active by encouraging activities like jumping on a trampoline or playing tag in the front yard. Involve the entire family in some sort of physical activity and you can all get fit together. These five blog entries will help get your started.
Summertime means that kids have a lot of extra free time on their hands, and if they don’t have planned activities they can end up spending hours in front of the TV. Instead of letting them sit in front of the screen all day, encourage them to get outdoors and play. Take a look at these five blog posts to get ideas for what your kids can do outside.
Craft projects are a great way to get your kids doing something other than watching TV or playing on the computer, and many crafts can be done outdoors. Check out these five blog articles for some creative inspiration.
Hobbies are a great way to occupy time, whether it’s getting out into nature and bird watching or taking on a new sport. Brainstorm different ideas for hobbies with your kids and find some that fit their interests. For ideas and tips for finding the perfect hobby, read these five blog entries.
Are your kids picky eaters? Do they get bored easily? You can solve both of these problems by getting your kids into the kitchen. There are many kid cookbooks that feature recipes that are easily understood by kids, and spending time in the kitchen can be a fun activity for you to enjoy together. For tips on how to get started cooking with your kids, look at these five blog posts.
While the dog days of summer are known for being full of sunshine and hot weather, some days will inevitably be filled with storm clouds and rain. On those days it’s a good idea to have some indoor activities tucked away for the kids to do. Unfortunately there are days that are rainy or just too hot to send the kids outside to play. These five blog posts are full of fun indoor activities; your kids won’t even miss the TV!
Source: NannyWebsites.com
These 30 blog articles are full of activities your child can do to replace their normal screen time.
Exercise
The rise in childhood obesity is one of the major reasons that doctors want to reduce the amount of television time that kids engage in. Instead of watching television, try to get your kids involved in some sort of exercise. Exercising doesn’t have to mean going for a run or participating in a sport; you can get your kids active by encouraging activities like jumping on a trampoline or playing tag in the front yard. Involve the entire family in some sort of physical activity and you can all get fit together. These five blog entries will help get your started.
- Get Your Kids Excited about Exercise!
- Family Fitness—How to Get Your Family Fit!
- Fairlane Town Center Hosts Kids ‘N Kicks Summer Walking Programs
- The Fun Way to Fitness: Get a Trampoline
- How to Get Kids Running
Summertime means that kids have a lot of extra free time on their hands, and if they don’t have planned activities they can end up spending hours in front of the TV. Instead of letting them sit in front of the screen all day, encourage them to get outdoors and play. Take a look at these five blog posts to get ideas for what your kids can do outside.
- Creative Way to Combat Summertime Boredom
- Outdoor Games for Kids
- 50 Outdoor Summer Activities for Kids!
- 10 Classic Outdoor Games for Kids
- Outdoor Games for Kids
Craft projects are a great way to get your kids doing something other than watching TV or playing on the computer, and many crafts can be done outdoors. Check out these five blog articles for some creative inspiration.
- Unplug the Kids—Fun Craft Ideas that will Keep Them Away from Electronics
- Kids Art: 20 Ways to Get Arty Outdoors
- 20+ Summer Crafts and Activities for Kids
- Keep Boredom Away: 10 Cute Summer Crafts for Kids
- Fun Summer Ice Cube Crafts for Kids
Hobbies are a great way to occupy time, whether it’s getting out into nature and bird watching or taking on a new sport. Brainstorm different ideas for hobbies with your kids and find some that fit their interests. For ideas and tips for finding the perfect hobby, read these five blog entries.
- 7 Ways to Wean Your Child Off Video Games
- How to Wean Kids from TV and Video Games and Back to L.I.F.E.
- A Wealth of Kid Hobby Ideas
- Hobbies for Sharing
- Why Bird Watching is Good for Your Kids
Are your kids picky eaters? Do they get bored easily? You can solve both of these problems by getting your kids into the kitchen. There are many kid cookbooks that feature recipes that are easily understood by kids, and spending time in the kitchen can be a fun activity for you to enjoy together. For tips on how to get started cooking with your kids, look at these five blog posts.
- How to Make Cooking with Kids Easier
- Cooking with Kids—Tips, Tricks and Recipe Ideas
- Cooking with Kids
- Home Boosters for Busy Moms—Cooking Creatively with Kids
- Cooking with Kids: Easy-Peasy Popsicles
While the dog days of summer are known for being full of sunshine and hot weather, some days will inevitably be filled with storm clouds and rain. On those days it’s a good idea to have some indoor activities tucked away for the kids to do. Unfortunately there are days that are rainy or just too hot to send the kids outside to play. These five blog posts are full of fun indoor activities; your kids won’t even miss the TV!
Source: NannyWebsites.com
Thursday, August 1, 2013
Teens and Social Networking Addiction
Does your teen's life revolve around Facebook?
The Faculty of Psychology at the University of Bergen in Norway has found that Facebook addiction is real, and younger Facebook users, including teens, are the most susceptible to addiction.
Facebook addiction, like any addiction, has noticeably detrimental effects. It interferes with a person’s day-to-day life and causes him or her to neglect responsibilities. For your teen, this could mean that Facebook dependence could interfere with academic performance and have a negative impact on your child’s relationships with family members and friends. With some research linking excessive social media use to depression in teens, Facebook addiction could even take a toll on your teen’s mental health.
The researchers at the University of Bergen have developed a Facebook addiction scale that helps determine whether someone is unhealthily dependent on Facebook.
Here are some of the warning signs that could indicate that your teen is addicted to Facebook, according to their research:
1. Your teen spends an excessive amount of time on Facebook and plans his or her day around using the social media site.
2. Your son or daughter's Facebook use has steadily increased since he or she began using the website.
3. Facebook seems to be a means of escaping from the pressures of everyday life for your teen.
4. When Facebook time is limited, your child becomes agitated and upset.
5. Homework and studying takes a backseat to Facebook, and your child's grades suffer. His or her dreams of getting into an Ivy League college have fallen by the wayside. Facebook is now your teen's top priority.
Since Facebook addiction is a relatively recent phenomenon, there isn't much research that indicates how to treat it. Researchers have been aware of internet addiction, which is similar in many respects to Facebook addiction, for a while.
If you want to help treat your son or daughter's Facebook addiction, you might want to try out some of these strategies, which are based on the findings of internet addiction researchers at the University of California, San Francisco:
1. Sit down with your teen and come up with a list of all of his or her favorite activities that aren't related to Facebook. Take the list out whenever your child has some free time, and encourage him or her to take part in the activities on the list.
2. Set time limits for your teen's internet use. If your teen's only able to spend forty-five minutes on the computer each evening, it'll be rather difficult for him or her to stay addicted to Facebook. If you try out this strategy, you can expect that your teen won't be very happy at first. Just remember that you're the parent, you're in control, and you're doing what's best for your child.
3. Reward your teen for decreased Facebook use. Each week or month your child uses Facebook appropriately, reward him or her with a book, movie, mp3, trip to the museum, or other incentive. This will help encourage healthy internet habits and encourage interest in other forms of entertainment that are separate from Facebook.
4. If your teen's Facebook addiction is particularly worrisome, consider therapy and medication options. Certain types of medication have worked wonders for people with internet addiction. Talk to your family doctor about treatment in the form of medication, and consider setting up an appointment for your teen to meet with a therapist.
Facebook addiction is a real problem. If you think your teen is dependent on Facebook, it's your job to be proactive about it and nip the dependence in the bud. The life of a teenager should be exciting and full of opportunities. So, don't let any sort of addiction hinder your child's growth into a healthy and happy adult.
Join me on Facebook and follow me on Twitter for more information and educational articles on parenting today's teenagers.
The Faculty of Psychology at the University of Bergen in Norway has found that Facebook addiction is real, and younger Facebook users, including teens, are the most susceptible to addiction.
Facebook addiction, like any addiction, has noticeably detrimental effects. It interferes with a person’s day-to-day life and causes him or her to neglect responsibilities. For your teen, this could mean that Facebook dependence could interfere with academic performance and have a negative impact on your child’s relationships with family members and friends. With some research linking excessive social media use to depression in teens, Facebook addiction could even take a toll on your teen’s mental health.
The researchers at the University of Bergen have developed a Facebook addiction scale that helps determine whether someone is unhealthily dependent on Facebook.
Here are some of the warning signs that could indicate that your teen is addicted to Facebook, according to their research:
1. Your teen spends an excessive amount of time on Facebook and plans his or her day around using the social media site.
2. Your son or daughter's Facebook use has steadily increased since he or she began using the website.
3. Facebook seems to be a means of escaping from the pressures of everyday life for your teen.
4. When Facebook time is limited, your child becomes agitated and upset.
5. Homework and studying takes a backseat to Facebook, and your child's grades suffer. His or her dreams of getting into an Ivy League college have fallen by the wayside. Facebook is now your teen's top priority.
Since Facebook addiction is a relatively recent phenomenon, there isn't much research that indicates how to treat it. Researchers have been aware of internet addiction, which is similar in many respects to Facebook addiction, for a while.
If you want to help treat your son or daughter's Facebook addiction, you might want to try out some of these strategies, which are based on the findings of internet addiction researchers at the University of California, San Francisco:
1. Sit down with your teen and come up with a list of all of his or her favorite activities that aren't related to Facebook. Take the list out whenever your child has some free time, and encourage him or her to take part in the activities on the list.
2. Set time limits for your teen's internet use. If your teen's only able to spend forty-five minutes on the computer each evening, it'll be rather difficult for him or her to stay addicted to Facebook. If you try out this strategy, you can expect that your teen won't be very happy at first. Just remember that you're the parent, you're in control, and you're doing what's best for your child.
3. Reward your teen for decreased Facebook use. Each week or month your child uses Facebook appropriately, reward him or her with a book, movie, mp3, trip to the museum, or other incentive. This will help encourage healthy internet habits and encourage interest in other forms of entertainment that are separate from Facebook.
4. If your teen's Facebook addiction is particularly worrisome, consider therapy and medication options. Certain types of medication have worked wonders for people with internet addiction. Talk to your family doctor about treatment in the form of medication, and consider setting up an appointment for your teen to meet with a therapist.
Facebook addiction is a real problem. If you think your teen is dependent on Facebook, it's your job to be proactive about it and nip the dependence in the bud. The life of a teenager should be exciting and full of opportunities. So, don't let any sort of addiction hinder your child's growth into a healthy and happy adult.
Join me on Facebook and follow me on Twitter for more information and educational articles on parenting today's teenagers.
Wednesday, July 24, 2013
Kids React to Controversial Cherrios Commerical
One of the most powerful and amazing 9-minutes you will watch.
Resource links below for more information on racial equality:
http://www.adl.org/
http://www.hrw.org/
http://www.racialequitytools.org/intr...
http://itstopswithme.humanrights.gov.au/
http://www.standagainstracism.org/ind...
http://www.unitedagainstracism.org/
Wednesday, July 17, 2013
Teens and Data Plans: Does Your Teenager Need Internet on Their Cell Phone?
Here are ten reasons you might want to consider canceling your teen’s data plan.
- Difficult to Monitor – Despite the parental controls that some service providers offer, a tech-savvy teen can still hide their tracks on a mobile device.
- Sexually Inappropriate Content – Not having a data plan makes sending questionable images to another cell phone much more difficult. The lack of online capabilities can greatly reduce the access your teen has to sexually inappropriate content, whether that means pornography or sharing ill-advised photos of themselves.
- Bullying – The bullying epidemic among older kids and teens is no secret. Limiting the capabilities of your teen’s cell phone can help protect them from some forms of bullying, or prevent them from being a bully to others.
- The Distraction Factor – Today’s teens spend an enormous amount of time using social networking sites from their phones, leaving them completely distracted from the world around them. Not having the ability to access such sites at their fingertips throughout the entirety of their day forces them to interact with their surroundings; everything from their grades to the conversation at the dinner table can improve when there’s no media plan available.
- Cheating – Having access to search engines during a difficult test can tempt even the most honest teen. Removing that temptation can help steer your teen away from making a decision that can have an adverse effect on their academic future.
- Usage Fees – The charges for data usage can be exorbitant, especially if your teen is downloading music, games and ringtones. Opting to have data usage disabled can save a small fortune, especially if you have more than one teenager on a family plan.
- Driving Dangers – While disabling data use doesn’t prevent texting, it can limit the available distractions. Have a talk with your teen driver about the dangers of texting while driving, but it might be a good idea to also consider dropping the data plan from their line for this reason as well.
- Peer Pressure and Risky Behavior – Today, everything from nudity to fighting is encouraged among groups of teens, simply for the purpose of recording and sharing the photos and video footage. Limiting the capabilities of your teen’s device can curtail his or her involvement in such risky or illegal behavior.
- Spreading of Harmful Rumors and Gossip – Though most wouldn’t use the term “blackmail,” that’s exactly what some teens are doing when they use photos and video caught on a cell phone to torment a classmate. Though disabling your teen’s data usage won’t protect them from being the victim of voyeurism, it will prevent them from sharing embarrassing footage of others.
- Too Much Information – Many social networking sites like Facebook offer the ability to “check in” from a mobile device. This publishes the user’s current location, sometimes complete with a map. For naïve teens, this doesn’t seem like an issue, but it can be dangerous if their privacy settings allow strangers to see the information.

Join me on Facebook and follow me on Twitter for more information and educational articles on parenting today's teenagers.
Sunday, July 7, 2013
Teaching Teens and Kids About Saving Money This Summer
One of the most important skills for an adult to have in order to
successfully manage her life and achieve independence is a strong grasp
of how to effectively save and manage money. Unfortunately, this is also
a skill that many parents find difficult to pass along. In the interest
of helping your children grow into financially independent adults that
know how to spend money responsibly, it’s essential that you begin
instilling these skills at a young age. These hints can help you build
the foundation for money saving habits, helping to ensure that your kids
gain the skills they need to see them into the future.
Set Savings Goals
It’s tempting to give in to kids’ requests for big-ticket items, but you’re running the risk of instilling a sense of entitlement and passing up a valuable opportunity to foster strong money management skills by giving in to their whims. Instead of rushing out to make a pricey purchase, talk to your child about ways that he can save the money himself and then help him to reach that goal. Many kids operate best when they have a tangible end goal, rather than a vague idea of saving money “for a rainy day.” This also helps kids to understand the importance of not buying things they can’t afford, which can lead to dangerous credit over-extension later in life.
Give Kids a Structured Allowance
Giving kids an allowance is a time-honored tradition, but you can help your kids learn valuable money saving skills by insisting that a certain portion of their allowance be saved, while the rest is available for spending. When the habit of automatically setting some money aside is established early, the concept of saving as an adult isn’t so difficult to wrestle with. This also simulates the experience of paying bills and managing expenses, making that experience a less traumatic one than it would be if those lessons were learned in young adulthood.
Use Cash When Kids are Small
Older kids may love watching the numbers in a bank statement climb, but little ones will respond better to concrete representations of their amassed wealth. Use transparent jars as banks, and actively try to generate excitement as those jars are filled with cash. Depositing the lump sum into a savings account later will help to teach account management, but watching their stash physically grow will be more exciting when your children are too young to adequately grasp the concept of a bank balance.
Take Advantage of Everyday Teaching Opportunities
From talking about big sales to discussing unit price, there are a plethora of opportunities in everyday life that present themselves for the teaching of savings skills. Talking to kids about living frugally and setting money aside is easier when you’re discussing the concept you’re demonstrating. Remember, kids learn more about the world from observing their parents and other trusted adults than most people realize. Discussing how much things cost can also give kids a more realistic view of money as a tangible object in finite supply.
Open Savings Accounts With Older Kids
While younger children will respond best to watching their money physically grow, older kids need to learn the essential skills that are required to successfully maintain a balance in their bank account. Take your child to the bank and discuss the options for savings accounts while he’s there to listen. Walk him through the basics, and make sure that he understands that you’re there to help him. You may be surprised at the insightful questions he asks about account management.
Give Kids Independence Over Their Spending Decisions
In order to truly learn about financial responsibility, kids need to have some measure of independence over their savings. This means that you’ll have to allow him to make a mistake or two in order to learn from them. Don’t berate him for mistakes or jump to bail him out of the mess. Instead, take the time to talk about what went wrong and how to fix the situation responsibly. Remember that every mistake is a learning experience for your child, especially when it comes to money management.
Source: GoNannies.com
Set Savings Goals
It’s tempting to give in to kids’ requests for big-ticket items, but you’re running the risk of instilling a sense of entitlement and passing up a valuable opportunity to foster strong money management skills by giving in to their whims. Instead of rushing out to make a pricey purchase, talk to your child about ways that he can save the money himself and then help him to reach that goal. Many kids operate best when they have a tangible end goal, rather than a vague idea of saving money “for a rainy day.” This also helps kids to understand the importance of not buying things they can’t afford, which can lead to dangerous credit over-extension later in life.
Give Kids a Structured Allowance
Giving kids an allowance is a time-honored tradition, but you can help your kids learn valuable money saving skills by insisting that a certain portion of their allowance be saved, while the rest is available for spending. When the habit of automatically setting some money aside is established early, the concept of saving as an adult isn’t so difficult to wrestle with. This also simulates the experience of paying bills and managing expenses, making that experience a less traumatic one than it would be if those lessons were learned in young adulthood.
Use Cash When Kids are Small
Older kids may love watching the numbers in a bank statement climb, but little ones will respond better to concrete representations of their amassed wealth. Use transparent jars as banks, and actively try to generate excitement as those jars are filled with cash. Depositing the lump sum into a savings account later will help to teach account management, but watching their stash physically grow will be more exciting when your children are too young to adequately grasp the concept of a bank balance.
Take Advantage of Everyday Teaching Opportunities
From talking about big sales to discussing unit price, there are a plethora of opportunities in everyday life that present themselves for the teaching of savings skills. Talking to kids about living frugally and setting money aside is easier when you’re discussing the concept you’re demonstrating. Remember, kids learn more about the world from observing their parents and other trusted adults than most people realize. Discussing how much things cost can also give kids a more realistic view of money as a tangible object in finite supply.
Open Savings Accounts With Older Kids
While younger children will respond best to watching their money physically grow, older kids need to learn the essential skills that are required to successfully maintain a balance in their bank account. Take your child to the bank and discuss the options for savings accounts while he’s there to listen. Walk him through the basics, and make sure that he understands that you’re there to help him. You may be surprised at the insightful questions he asks about account management.
Give Kids Independence Over Their Spending Decisions
In order to truly learn about financial responsibility, kids need to have some measure of independence over their savings. This means that you’ll have to allow him to make a mistake or two in order to learn from them. Don’t berate him for mistakes or jump to bail him out of the mess. Instead, take the time to talk about what went wrong and how to fix the situation responsibly. Remember that every mistake is a learning experience for your child, especially when it comes to money management.
Source: GoNannies.com
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